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At some point auto insurance could appear expensive, or a squander for just a brief interval of cover, however it is all the time going to be substantially inexpensive than being clogged for driving with out insurance and the accompanying tremendous, ban or prison sentence that might be applicable.
If you have a dispute over a claim with your insurance carrier, you may be able to take advantage of California's Auto Claims Mediation Program, which provides a way to help settle claim disputes with the assistance of a third-party mediator at no cost to you.
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If you are involved in an auto accident or stopped by a police officer and found to be driving without car insurance or proof of financial responsibility, you will have to pay a fine or specific to the laws of your state which may also include loss of driving privileges.